Excess Auto

This program is designed to offer a “buffer” layer for applicants to meet the minimum point of attachment on a personal umbrella product. It also enables the Insured to secure higher limits of liability than their primary carrier will provide.

See also:

Available in:

Line of Business: Liability

Target Risks

  • Private Passenger vehicles, pickups (1 ton or less) motor homes, sports cars, motorcycles, and antique autos are acceptable.
  • Underlying business or garage auto is acceptable.
  • Operators age 16 to 89
  • Underlying named non-owner policy is acceptable
  • Applicants with a single drug or alcohol related conviction


  • Limits up to $1,000,000
  • Follow form coverage
  • Can be used as a buffer layer or as a standalone policy

Applications Search

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Call 866-442-8063 then dial underwriter's extension.

  • Debbie Belcher
    Personal Lines Underwriter
    ext. 404
    Personal Lines
  • Judi Brinton
    Personal Lines Underwriter
    ext. 405
    Personal Lines
  • Lily Tuscano
    Personal Lines Underwriter
    ext. 402
    Personal Lines