Directors & Officers

The W.N. Tuscano Agency writes Non-Profit Directors and Officers coverage that pays on behalf of the insured for a loss which the insured would become legally obligated to pay because of any civil claim made against the insured and caused by any negligent act, error, omission, or breach of duty while acting solely in their capacities of Directors or Officers. The primary purpose of D&O insurance is to fill in the gaps, protecting the personal assets of the individual director or officer.

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Available in: CT, DE, FL, GA, IL, IN, MD, MA, MI, NH, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WV

Line of Business: Professional

Target Risks

  • At-Risk Youth Facilities
  • Big Brother/Sisters
  • Boys & Girls Clubs
  • Cemeteries
  • Chambers of Commerce
  • Churches/Temples
  • Day Care Centers
  • Economic development Corporations
  • Exhibitions
  • Foundations
  • Fraternal Organizations
  • Goodwill Industries
  • Historical Societies
  • Hospices
  • Humane Societies
  • Libraries
  • Membership Organizations (Elks, Jaycees, VFW)
  • Museums
  • Non-Trade Associations
  • Performing Arts Organizations
  • Social Service Organizations
  • Sports Leagues
  • Visitors/Tourist Bureaus


  • Admitted carriers
  • Carriers are A.M. Best rated of A+ or better
  • Broad, innovative coverages for Non-Profit Organizations
  • Separate Limits of Liability for D&O and EPL Claims
  • Defense Costs Outside the Limit of Liability
  • Full Prior Acts Provision
  • Unlimited Extended Reporting Period for Former D&O’s
  • Optional Fiduciary Coverage starting at $100
  • Non Cancellable except for non-payment of premium
  • Limits up to $20,000,000

Applications Search

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Call 866-442-8063 then dial underwriter's extension.

  • Cindy Jones
    ext. 186
    Casualty, Professional Liability and Work Comp
  • Deborah Stoner
    ext. 202
    Casualty, Professional Liability and Work Comp
  • Dina Papas
    ext. 204
    Casualty, Professional Liability and Work Comp
  • Karen Lipinski
    ext. 608
    Casualty, Professional Liability and Work Comp
  • Sandra Ossont
    ext. 606
    Casualty, Professional Liability and Work Comp