Day Care

Tuscano's specializes in writing coverage for child care providers. Our program meets the special needs Child Care professionals have and covers a broad spectrum of exposures. We offer a Day Care BOP program to comprehensively insure both property and liability coverage for eligible risks.

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Available in: CT, DE, FL, GA, IL, IN, MD, MA, MI, NH, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WV

Line of Business: Property and Package

Target Risks

  • After-School care
  • Drop-in Centers
  • Franchised Day Care Centers
  • Family Day cares (In-home)
  • Commercial child care centers
  • 24-hour daycare operations
  • Pre-school
  • Latch key programs
  • Montessori schools
  • Head Start programs


  • Property coverage for building and/or contents
  • Special Form Coverage
  • Property deductible - $250 minimum with a 4% building limit automatic increase
  • Business Income and Extra expense included on an actual loss sustained basis
  • Equipment Breakdown coverage
  • Bodily Injury
  • Property damage
  • Medical expenses
  • Personal injury/Advertising injury
  • Limits from $300,000 to $5,000,000 available
Optional coverages:
  • Hired auto and Non-Owned Auto liability
  • Limited abuse and molestation coverage
  • Limited on-premises water activites (Family Child care)
  • On-premises water activites (Group child care)
  • Limited dog coverage (Family child care)
  • Umbrella Coverage

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Call 866-442-8063 then dial underwriter's extension.