Vacant Dwellings

There is nothing we love more than Vacant business and our Vacant Dwelling program is R2U certified! For properties of any type under $500,000 be sure to use our online Vacant Property Rating program to rate, bind and complete your app.

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Available in: CT, DE, FL, GA, IL, IN, MD, MA, MI, NH, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WV

Line of Business: Property

Target Risks

  • Properties for sale
  • Homes bought from foreclosure sale
  • ‘Flippers’
  • Estates
  • Homes with swimming pools
  • Partially vacant risks
  • Risks that have poor credit scores
  • Estates
  • Vacant properties that are under renovation


  • Actual Cash Value or Replacement Cost valuation
  • Special or Basic coverage form
  • $500 or $1,000 deductible
  • No co-insurance requirement
  • Coverage for the renovations work is included
  • GL limits up to $1M/$2M
  • We offer 3, 6, 9 or 12 month terms
  • Installment plan with no interest charge
  • No photos required on property valued under $300,000

Applications Search

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Call 866-442-8063 then dial underwriter's extension.