Restaurants, Bars and Taverns

Tuscano's writes all types of restaurants, bars and taverns and most variations thereof. Additional coverages and limits can be tailored specifically to meet the needs of each risk. Coverage is available from admitted and non-admitted companies. We may be able to package the liquor liability with the GL and property for certain classes. All accounts can be considered though coverage may be limited depending on the individual risk history.

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Available in: CT, DE, FL, GA, IL, IN, MD, MA, MI, NH, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WV

Line of Business: Property and Package

Target Risks

  • 24-hour diners
  • Adult Clubs
  • Bars/Taverns/Cocktail Lounges
  • Caterers
  • Comedy Clubs/Dinner Theaters
  • Concessionaires
  • Family style dining
  • Fast food restaurants
  • Food service providers
  • Franchised Restaurants
  • Neighborhood Pubs or Saloons
  • Nightclubs
  • Pizza shops
  • Restaurants and bars with a habitational mix
  • Restaurants with Micro-Breweries
  • Seasonal Restaurants
  • Social or Fraternal Clubs
  • Sports Bars

Features

  • Property
    • All construction types
    • Protection classes 1-10
    • Newer and updated buildings may qualify for replacement cost
    • Special Form perils available if risk qualifies
    • Automatic extinguishing systems are not always required
  • Liability
    • Limits up to $1,000,000 / $2,000,000
    • Excess and Umbrella coverage available (with or without Liquor)
    • Liquor liability available (optional package or monoline coverage)
  • Optional Coverages
    • Assault and Battery
    • Spoilage Coverage
    • Equipment Breakdown
    • Crime Coverage
    • Sign Coverage
    • Non-Owned and Hired Auto Liability

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Underwriters

Call 866-442-8063 then dial underwriter's extension.